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The Supreme Court has kept a block on President Joe Biden's student-loan relief program, that would extend payment periods and effectively forgive outstanding debts of $12,000 or less.
It was another blow for Biden's goal of providing sweeping relief to millions of Americans, after the Supreme Court struck down his attempt to cancel as much as $400bn in student loans last year.
Earlier this summer, Republican-led states sued to stop the latest program, known as Save, saying Biden had overstepped his authority.
Lower courts put Save on pause while the lawsuits worked their ways through the courts, and in an emergency ruling the Supreme Court backed one of those injunctions.
More than one in 10 Americans hold federal student debt - and it has been a major election issue for young voters.
